Decide how much coverage you need

You have the flexibility to choose how much we will pay each year toward your health care expenses. If you don’t anticipate needing a lot of coverage, you can choose a lower annual maximum coverage amount and have lower monthly costs.^‡‡

Choose what you need covered and what you don’t

Don’t care to have prescriptions covered? No problem. You can change your coverage at any time to meet your needs.

And see any doctor you like

You can see any licensed healthcare provider you want. That’s because when you become a member of Sidecar Health, we’ll send you your very own payment card to pay for doctor visits directly at your time of service.

When your Sidecar Health payment card is charged, Sidecar Health will automatically charge your personal payment method on file for your estimated share of the medical service.

We confirm your care with a picture of your itemized bill

After you use your Sidecar Health payment card, an expense will automatically be created for you within your account. Submit a picture of your itemized bill to the Sidecar Health app or website so we can determine eligibility and your final Benefit Amount.

If this is more than the initial estimated Benefit Amount, we will credit you the difference. If it is less, you will be responsible for the difference. Please note that if an itemized bill is not uploaded within the time period stated in your policy, you will be liable for the entire amount of your care.